January, 2026 Report
Tamra Capital Portfolio Performance
A simplified report for 2025
Portfolio Performance in 2025
The annual performance of Tamra Capital portfolios, assuming a one-time investment of SAR 10,000 on January 01, 2025, without any additional deposits, and leaving the amount invested until December 31, 2025.
Performance Indicators
Portfolio Performance from 2023 to the end of 2025
The historical performance of Tamra Capital portfolios, assuming a one-time investment of SAR 10,000 on January 01, 2023, without any additional deposits, and leaving the amount invested for 3 years until December 31, 2025.
Performance Indicators
Comparing Tamra Capital's Portfolio Performance with Similar Robo-Advisor Platforms
First: Portfolio performance with a single initial deposit, excluding fees and Zakat, from 2023 to the end of 2025
The historical performance of the "Kaminah" portfolios (highest risk level) for Tamra Capital and other platforms, assuming a one-time investment of SAR 10,000 in each platform on January 01, 2023, without any additional deposits, and leaving the amount invested for 3 years until December 31, 2025. The performance here does not take into account the impact of platform fees or investment Zakat, to highlight the financial capabilities and expertise of each team in forming portfolios that give the client high returns after accounting for risk.
Performance Indicators with a single initial deposit, excluding fees and Zakat
Second: Portfolio performance with a single initial deposit, excluding fees and Zakat, in 2025
The historical performance of the "Kaminah" portfolios (highest risk level) for Tamra Capital and other platforms, assuming a one-time investment of SAR 10,000 on January 01, 2025, without any additional deposits, and leaving the amount invested until December 31, 2025. The performance here does not take into account the impact of platform fees or investment Zakat, to highlight the financial capabilities and expertise of each team in forming portfolios that give the client high returns after accounting for risk.
Performance Indicators with a single initial deposit, excluding fees and Zakat
Third: Portfolio performance with a single initial deposit, including fees and Zakat, from 2023 to the end of 2025
The historical performance of the "Kaminah" portfolios (highest risk level) for Tamra Capital and other platforms was selected based on the availability of their portfolio information for the period, assuming a one-time investment of SAR 30,000 in each platform on January 01, 2023, without any additional deposits, and leaving the amount invested for 3 years until December 31, 2025, deducting each platform's fees at the end of each month, and deducting Zakat at the end of each year. Portfolio performance at the end of the period was compared to a savings amount yielding an annual return of 5.7%. Tamra Capital fees for any invested amount less than SAR 60,000 are SAR 240 annually.
Performance Indicators with a single initial deposit, including fees and Zakat
Fourth: Performance of diversified portfolios including Saudi funds with a single initial deposit, excluding fees and Zakat, in 2025
The historical performance of portfolios that include local funds and Saudi industrial funds for Tamra Capital and other platforms was selected based on the availability of their portfolio information for the period, assuming a one-time investment of SAR 10,000 on January 01, 2025, without any additional deposits, and leaving the amount invested until the end of the year on December 31, 2025.
The performance here does not take into account the impact of platform fees or investment Zakat, to highlight the financial capabilities and expertise of each team in forming portfolios that give the client high returns after accounting for risk.
Performance Indicators with a single initial deposit, excluding fees and Zakat
Fifth: Performance of Saudi portfolios with a single initial deposit, excluding fees and Zakat, in 2025
The historical performance of active portfolios that include only Saudi funds for Tamra Capital and other platforms was selected based on the availability of their portfolio information for the period, assuming a one-time investment of SAR 10,000 on January 01, 2025, without any additional deposits, and leaving the amount invested until the end of the year on December 31, 2025.
The performance here does not take into account the impact of platform fees or investment Zakat, to highlight the financial capabilities and expertise of each team in forming portfolios that give the client high returns without accounting for risk.
Performance Indicators with a single initial deposit, excluding fees and Zakat
Matters to Consider:
• Zakat Calculation: The annual Zakat rate on "Kaminah" portfolios at Tamra Capital ranges between 0.64% - 0.43%, while for active funds and other platforms, it is 2.5%.
• Hidden Fees: These are fees deducted on top of the announced management fees and may be on withdrawal/redemption, deposit, or subscription to a specific fund within the portfolio. Tamra Capital has no hidden fees.
• The mechanism for calculating Zakat and hidden fees affects the net performance return of the portfolio. Therefore, this should be noted when comparing the performance of different platforms, as the performance comparison in this report does not take into account the impact of hidden fees that other platforms may impose on their clients.
• Past performance does not guarantee future performance, and the value of investment in any investment portfolio can increase or decrease compared to what is announced, and the target and expected results for each portfolio on any platform are not guaranteed.
• This report was prepared based on information available from recognized market sources, in addition to internal data available to the Tamra Capital team, in accordance with best efforts and professional standards. However, the reader should use their personal judgment when making investment decisions, according to what suits their financial situation and goals, as Tamra Capital bears no responsibility for any investment decisions made based on this report.