Tamra Financial Portfolios Performance

Portfolio Performance from the Beginning of the Year to the Third Quarter of 2025

The annual performance of Tamra Financial's portfolios assuming a one-time investment of SAR 10,000 on January 01, 2025, with no additional deposits, and the amount left invested until September 30, 2025.

Performance Indicators

Portfolio Performance from 2023 to the Third Quarter of 2025

The historical performance of Tamra Financial's portfolios assuming a one-time investment of SAR 10,000 on January 01, 2023, with no additional deposits, and the amount left invested for two years and 9 months until September 30, 2025.

Performance Indicators

Comparing Tamra Financial's Portfolio Performance with Peers on Robo-Advisory Platforms

First: Portfolio performance with a single initial deposit, excluding fees and Zakat, from 2023 to Q3 2025

The historical performance of the latent portfolios (highest risk level) for Tamra Financial and other platforms, assuming a one-time investment of SAR 10,000 on each platform on January 01, 2023, with no additional deposits, leaving the amount invested for two years and 9 months until September 30, 2025. This performance does not take into account the impact of platform fees or investment Zakat, to highlight the financial capabilities and expertise of each team in creating portfolios that provide the client with high returns after accounting for risks.

Performance Indicators with a single initial deposit, excluding fees and Zakat

Second: Portfolio performance with a single initial deposit, excluding fees and Zakat, in 2025

The historical performance of the latent portfolios (highest risk level) for Tamra Financial and other platforms, assuming a one-time investment of SAR 10,000 on January 01, 2025, with no additional deposits, leaving the amount invested until September 30, 2025. This performance does not take into account the impact of platform fees or investment Zakat, to highlight the financial capabilities and expertise of each team in creating portfolios that provide the client with high returns after accounting for risks

Performance Indicators with a single initial deposit, excluding fees and Zakat

Third: Portfolio performance with a single initial deposit, including fees and Zakat, from 2023 to Q3 2025

The historical performance of the latent portfolios (highest risk level) for Tamra Financial and other platforms was selected based on the availability of their portfolio information for the period, assuming a one-time investment of SAR 30,000 on each platform on January 01, 2023, with no additional deposits, leaving the amount invested for two years and 9 months until September 30, 2025, deducting each platform's fees at the end of each month, and deducting Zakat at the end of each year. The performance of the portfolios at the end of the period was compared to a savings amount yielding an annual return of 5.7%. Tamra Financial's fees for any invested amount less than SAR 60,000 are SAR 240 annually.

Performance Indicators with a single initial deposit, including fees and Zakat

Things to consider:

• Zakat Calculation: The annual Zakat rate on latent portfolios at Tamra Financial ranges from 0.43% - 0.64%, while for active funds and other platforms it is 2.5%.

• Hidden Fees: These are fees deducted in addition to the declared management fees and may be on withdrawals/redemptions, deposits, or subscriptions to a specific fund within the portfolio. Tamra Financial has no hidden fees.

• The mechanism for calculating Zakat and hidden fees affects the net return of the portfolio's performance. Therefore, this should be noted when comparing the performance of portfolios from different platforms, as the performance comparison in this report does not account for the impact of hidden fees that other platforms may impose on their clients.

• Past performance does not guarantee future performance. The value of an investment in any investment portfolio can increase or decrease compared to what is advertised, and the targeted and expected results for each portfolio on any platform are not guaranteed.

• This report has been prepared based on information available from recognized market sources, in addition to internal data available to the Tamra Financial team, in accordance with best efforts and professional standards. However, the reader should use their personal judgment when making investment decisions, according to their financial situation and goals, as Tamra Financial does not bear any responsibility for any investment decisions made based on this report.